FanDuel is ending credit card deposits across its U.S. betting products on March 2, moving from a patchwork of state-by-state rules to a single national policy. The change puts FanDuel in the same lane as DraftKings, which already removed credit cards as a deposit option last year.
March 2 cutoff ends a messy, state-by-state approach
FanDuel’s update applies across its sportsbook, casino, and horse racing offerings, and it covers credit card funding even when a customer routes the transaction through a digital wallet. Customers will still be able to deposit via other methods, including debit cards and bank-linked options, depending on what’s available in each state.
For users, the biggest difference is consistency. A customer who travels often can run into different deposit rules depending on the state they’re in. FanDuel is removing that friction by just making the answer “no” everywhere for credit cards.
Why credit cards became a compliance headache
Credit cards are the deposit method regulators and lawmakers most often tie to debt risk, partly because gambling transactions can be treated as cash advances, adding fees and immediate interest. That creates complaints, charge disputes, and political pressure even when the betting itself is legal.
The shift is also happening while states keep tightening guardrails around funding sources and “affordability” narratives. FanDuel is effectively choosing to move first, rather than manage a growing patchwork of restrictions and public criticism.
FanDuel isn’t saying people will bet less. It’s saying the industry’s biggest brands no longer see credit cards as worth the regulatory and reputational hassle.
